Life happens! Arrha Credit Union understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.
Courtesy Pay Program
$29 Courtesy Pay Fee per item.
Overdraft Protection Program
Link to Another Deposit Account you have at Arrha Credit Union
1
$5 fee per transfer
1 Call us at 413-732-9812, email us at [email protected], or come by a branch to sign up or apply for these services.
Courtesy Pay allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have overdraft protection, Courtesy Pay is still available as secondary coverage if the other protection source is exhausted.
Overdraft Protection services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another Arrha account for a fee.
Everyday Debit Card Transactions | Standard Coverage (No action required) | Extended Coverage (Your consent required on consumer accounts)* |
---|---|---|
Checks | ✔ | ✔ |
ACH - Automatic Debits | ✔ | ✔ |
Recurring Debit Card Payments | ✔ | ✔ |
Mobile app | ✔ | ✔ |
Online Bill Pay Items | ✔ | ✔ |
Internet Banking Transfers | ✔ | ✔ |
Telephone Banking | ✔ | ✔ |
Teller Window Transactions | ✔ | ✔ |
ATM Withdrawals | ✔* | |
Everyday Debit Card Transactions | ✔* |
*If you choose Extended Coverage on your consumer account, ATM withdrawals and everyday debit card transactions will be included with the transactions listed under Standard Coverage. If you already have Extended Courtesy Pay coverage, it is not necessary to request it again. Business accounts automatically have Extended Coverage.
You can discontinue the Courtesy Pay in its entirety by contacting us at 413.732.9812 or sending us an e-mail at [email protected].
Access your accounts at any SUM network ATM locations surcharge free.
Springfield, MA
145 Industry Avenue
P
(413) 732-9812
West Springfield, MA
63 Park Avenue
Enfield, CT
231 Hazard Avenue
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